Your wealth,
on your infrastructure.
The personal finance OS for people who outgrew Mint. Aggregate every bank, every brokerage, every alternative — on a server you control. We have zero access to your data.
Built for serious portfolios.
Stocks across five brokerages, bonds with quarterly coupons, alternatives at quarterly NAV, structured notes with autocall observation dates. Steward speaks the language.
Live multi-currency dashboard
Sparkline YTD across all accounts, FX-converted to USD on the headline tile, native amounts everywhere else.
Per-custodian breakdown
See exactly what UBS holds vs JPM vs Bergos. Multi-bank positions split proportionally so totals reconcile.
18 benchmark comparisons
Rebased-to-100 charts against S&P 500, NASDAQ, MSCI World, Mag-7 stocks — pick any combo, switch instantly.
AI-grade daily briefing
Once-a-day push with portfolio delta, what's overdue, what's coming up. Full briefing inside the mobile app.
Biometric unlock
Face ID / Touch ID gate before anything sensitive shows. Hide-values toggle for screen sharing.
Web + iPhone + iPad + Watch New
Same backend, same data, every surface — including the new iPad app and Apple Watch app with complications. Android: coming soon.
From zero to insight in 5 minutes.
Spin up your server
One-click deploy to Railway under your account. Your tenant database, your control.
Connect the mobile app
Scan the QR from your /connect page. JWT in iOS Keychain, biometric optional.
Aggregate everything
Pluggy / Teller / Enable Banking for live sync, or paste CSV from any broker. Yahoo Finance prices auto-refresh.
Your portfolio in your pocket.
Steward Mobile is a read-and-edit viewer that connects to your self-hosted backend. Scan a QR on /connect, type your password, done. The app stores nothing on disk beyond your session token.
- ✓Fully native — dashboard, investments, activity, insights Redesigned from the ground up. Document Vault and global search included.
- ✓Push notifications Overdue payments, big movers, daily summary, budget exceeded.
- ✓Face ID / Touch ID unlock Biometric gate before the app reveals balances.
- ✓No payments inside the app License purchase happens here on the web. The mobile app is free — works the moment you log in.
iPad New
Full sidebar navigation, wide-screen charts and the complete web experience — built for the big screen, not stretched to it.
Apple Watch New
Portfolio and YTD at a glance, fitness one swipe away — plus watch-face complications for YTD, readiness and training status. Opens with values hidden.
Every screen, obsessed over.
Not mockups — these are actual screenshots of Steward 1.4. A focused dark interface, a custom chart engine, and every asset class one tap away — down to every single fill on a position.
Your briefing, in your inbox at 7 am.
Every morning: where the portfolio stands, which positions need your attention — including fresh negative news dug up overnight — markets, cashflow, run-rate. Here's a taste:
📰 Daily Briefing
Your portfolio is up +8.21% YTD, with a total gain of $233,110 USD since Dec 31, 2025. Out of 22 positions, 17 are profitable and 5 are underwater. Best performer: Nvidia (+31.4%). Worst performer: Fidelity National Info (−36.3%). Gold +14.2% YTD. BTC −3.1% this week.
⚠️ Positions to watch
▼ 6.2% past week ▼ 3.1% yesterday
▲ 6.8% past week
▼ 36.3% YTD
💱 Markets & FX
| Gold | $3,412.20 · +14.2% |
| BTC | $104,880 · −3.1% |
| EUR/USD | 1.0842 · +1.9% |
- Build any report you want — drag blocks: net wealth, per-custodian, winners & losers, options, structured notes, cashflow, loan book…
- Live preview while you compose, download as PDF, or send now
- Schedule daily / weekly to any recipients — your accountant gets the monthly, you get the daily
- The morning briefing is just a preset — remix it block by block
Talk to your portfolio.
A floating ✦ button on every screen opens a chat that already knows your whole book — every position, custodian, asset class, loan and lombard facility. Tap a holding and ask, or just ask about anything by name.
- ✓Answers from your data, not vibes Values, cost basis, P/L, per-bank splits, financing links, recent trades.
- ✓Live market context Searches the web for today's rates and news before answering.
- ✓Short and direct A bottom line and the two numbers that matter — not an essay.
- ✓Leave the app while it thinks The answer computes on your server; you get a push when it's ready.
- ✓Private by design Your own server, your own Anthropic key — the app never talks to the model directly.
Stressed out — or just relaxed about your portfolio?
Now you can check. Connect your Garmin and Steward puts your body's numbers next to your money's: body battery, sleep score, overnight heart rate, training readiness — on the same dashboard as your net worth.
Watch your resting heart rate on red days. Prove to yourself that rebalancing improves your sleep score. Or just enjoy having one login for both kinds of health — financial and the other one. Your daily briefing knows about both.
Why Steward, not the other guys.
Compared to the consumer apps you've probably looked at — Pocketsmith, Copilot Money, Monarch, YNAB, Tiller — Steward is built for one thing they all skip: a real multi-asset portfolio on infrastructure you own.
| Steward | Pocketsmith | Copilot | Monarch | YNAB | Tiller | |
|---|---|---|---|---|---|---|
| Self-hosted on your infra | ✓ | — | — | — | — | — |
| Your data never leaves your DB | ✓ | — | — | — | — | — |
| Equities + bonds + commodities | ✓ | basic | — | basic | — | via sheets |
| Alternatives (PE / VC / hedge funds) | ✓ | — | — | — | — | — |
| Structured notes + options | ✓ | — | — | — | — | — |
| Multi-bank custodian split (per share) | ✓ | — | — | — | — | — |
| Multi-currency native (no forced USD) | ✓ | ✓ | USD only | USD only | limited | ✓ |
| AI-parsed broker statements | ✓ | — | — | — | — | — |
| Recurring-payment matching engine | ✓ | manual | manual | manual | manual | — |
| Multi-user with RBAC | ✓ | — | family | family | family | — |
| Open API + MCP (LLM-ready) | ✓ | — | — | — | — | — |
Competitor info from public docs & pricing pages as of 2026. Find something wrong? Let us know via the contact form.
You host it. We can't see it.
Most finance apps say "we take your privacy seriously" while having full read access to every transaction. This one is built differently: the architecture itself prevents us from seeing your data.
Your Postgres, your Railway
The database lives in your Railway VPC. We have no DATABASE_URL, no SSH key, no team membership. Zero credentials to your environment.
One heartbeat, zero telemetry
Outbound requests go to bank aggregators, Anthropic, Yahoo Finance, Garmin, your email provider, a public FX feed — plus one daily license heartbeat carrying an opaque nonce and an instance UUID, never your data. CI fails the build if a new domain appears.
All API keys are yours
Plaid, Teller, Pluggy, Anthropic, Resend, SMTP — every secret is set in your env vars. None ever flow to us. If you don't set a key, the integration is off.
No telemetry, no analytics
No Sentry, no Plausible, no GA, no anonymous usage stats. Not opt-out — not present. Errors stay in your Railway logs.
Pull-only updates
You pull the image from a public Docker registry on your schedule. We have no inbound channel to push code into your container.
Encrypted at rest
The most sensitive blobs — vault identity documents, bank connection tokens, OAuth tokens, 2FA secrets, your assistant conversations — are AES-256-GCM encrypted inside your own database, on top of the host's disk encryption. A database dump alone reads as ciphertext.
Pin & audit
Pin to a specific image tag (:v1.2.3) and audit the matching source before allowing your service to update. Sigstore-signed releases verify provenance.
Verify it yourself — block our domain in your firewall:
# In Railway → Service → Settings → Networking # Add an outbound deny rule for: paired.net, *.paired.net # The app keeps working. Empirical proof, not a promise.
Or run the egress-allowlist test against your own clone — every host the image touches is listed in SECURITY.md with what's sent and what gates it.
One tier. No surprises.
14-day free trial, every feature unlocked. No credit card. Cancel via Stripe portal.
- Unlimited equity positions, bonds, alternatives
- Daily portfolio snapshot + briefing email
- iOS + Android apps with biometric unlock
- Bank aggregation (Pluggy / Teller / Enable Banking)
- Self-hosted on your Railway instance
- Cancel anytime
Take your money back.
Stop letting Mint / Empower / Personal Capital have a copy of your bank logins. Run your own infrastructure. Sleep better.